If you had a $100,000 income tax problem, would you attempt
to deal with it without the help of a CPA? If you had a $100,000 legal question, would you deal with it without the help of an attorney? Real estate transactions involve one of the biggest financial investments most people experience in their lifetime and we are here to protect those interests.
The All Family Realty Advantage:
1. We will help you determine your buying power -- that is, your financial reserves plus your borrowing capacity. With just some basic information about your available savings, income and current debt, he or she can refer you to lenders best qualified to help you. Most lenders -- banks and mortgage companies -- offer limited choices.
2. We have many resources to assist you in your home search. Sometimes the property you are seeking is available but not actively advertised in the market, and it will take some investigation by your agent to find all available properties.
3. We can assist you in the selection process by providing objective information about each property. We have access to a variety of informational resources and are able to provide local community information on utilities, zoning, schools, etc.
4. We will help you negotiate. There are myriad negotiating factors, including but not limited to price, financing, terms, date of possession and often the inclusion or exclusion of repairs and furnishings or equipment. The purchase agreement should provide a period of time for you to complete appropriate inspections and investigations of the property before you are bound to complete the purchase. Your agent can advise you as to which investigations and inspections are recommended or required.
5. We will help you with your due diligence during the evaluation of the property. Depending on the area and property, this could include inspections for termites, dry rot, asbestos, faulty structure, roof condition, septic tank and well tests, just to name a few. We will assist you in finding qualified responsible professionals to do most of these investigations and provide you with written reports.
6. We will help you in understanding different financing options and in identifying qualified lenders.
7. We will guide you through the closing process and make sure everything flows together smoothly.
8. When selling your home, we will provide you with up-to-date information on what is happening in the marketplace and the price, financing, terms and condition of competing properties. These are key factors in getting your property sold at the best price, quickly and with minimum hassle.
9. Let us professionally market your property to other real estate agents and the public. We will know when, where and how to advertise your property. There is a misconception that advertising sells real estate. The NATIONAL ASSOCIATION OF REALTORS® studies show that 82 percent of real estate sales are the result of agent contacts through previous clients, referrals, friends, family and personal contacts. When a property is marketed with the help of an All Family Realty professional, you do not have to allow strangers into your home. We will generally prescreen and accompany qualified prospects through your property.
10. We can help you objectively evaluate every buyer's offers without compromising your marketing position. This initial agreement is only the beginning of a process of appraisals, inspections and financing -- a lot of possible pitfalls. We will help you write a legally binding, win-win agreement that will be more likely to make it through the process.